New Jersey Life Insurance

Advice For Scheduling Collectibles And Personal Items

December 11, 2012   Posted in New Jersey Homeowners Insurance, New Jersey Life Insurance

Homeowner’s insurance policies provide coverage for specified amounts on specific items. For homeowners or renters that have collectibles in the form of baseball cards, China, postage stamps, firearms, furs, jewelry, or other high value items, purchasing an additional policy and “scheduling” those items will help with reimbursement in the event of a loss. In addition, it could help ensure you will receive the funds to purchase a replacement item of like kind and quality.

Personal property coverage provided under a homeowner’s insurance policy provides an upper coverage limit on specific items. To understand these limits, it’s best to speak with …

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Permanent Life Insurance Protects New Jersey Residents for the Long Haul

October 14, 2011   Posted in Life Insurance, New Jersey Life Insurance, NJ Life Insurance, Permanent Life Insurance, Whole Life Insurance

There’s a lot of debate these days over which kind of life insurance to buy. Many people understand the need to protect their families in case the worst happens, but they don’t know if they should buy term or permanent life insurance. New Jersey residents should keep in mind that while term is cheaper, permanent (also known as whole) life insurance will be with you as long as you pay the premiums on the policy.

When you buy a term life policy, you only receive coverage for the “term” that the policy is in effect. This may be 5, …

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The New Jersey Life Insurance Solution to Fit Every Budget

October 11, 2011   Posted in Life Insurance, New Jersey Life Insurance, NJ Life Insurance, Term Life Insurance

There is one statistic that everyone in New Jersey (and worldwide) knows; none of us will get out of this world alive. Human beings have a 100% chance of dying. Despite this knowledge, many people do nothing to prepare for this eventuality. This is mainly due to the belief that a New Jersey life insurance policy is just too expensive.

There is a solution that virtually anyone these days can afford; term life insurance. New Jersey residents may not be aware that in recent years, rates on term life policies have been dropping like a rock. The reason? People are …

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