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Donnelly and Sproul is committed to providing fair and honest treatment to all people who need insurance. It’s a philosophy that has served our customers well since 1927. We believe it will help us continue to serve the needs of New Jersey families and businesses for the next 90 or so years too.
Product liability insurance coverage is one of the insurance products we provide businesses who manufacture, design, or sell goods and products.
While you have the best intentions to provide quality products to your customers, there are times when things go wrong in the manufacturing process or you discover a defect only after the product is on the market.
Sometimes, it’s the result of an item you purchase to then resell. Even if you design or manufacture components of products, you could face legal responsibility if something goes wrong with the component you manufactured or designed.
Regardless of how it happens, some products, once in the hands of consumers, go horribly wrong and people are injured, and sometimes killed, as a result of the flaw or defect.
Since your business sells the products, you’re ultimately responsible, in the eyes of the law, for the harm the product does and face lawsuits in an effort to repair the damage that’s been, provide for medical treatment, and, in some cases, face punitive fees in the judgment.
All businesses are vulnerable to this from car manufacturers to the people who make childproof lids for prescription medications — and all products and makers in between.
These are a few of the things a good product liability policy covers.
Product liability insurance coverage can minimize the scope and scale of a large award. Without insurance coverage for product liability issues, the court costs alone can be astronomical. It’s definitely worth the investment.
In addition to our long history of serving the insurance needs of New Jersey businesses, we are an independent agency that has built strong relationships with several insurance providers, rather than being chained to only one company. This means we can find you the best that all of these businesses have to offer so that you really are getting the best policy for the best possible price.