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Donnelly & Sproul has been in the business of meeting the insurance needs of New Jersey businesses and residents since 1927. As an independent insurance agency, we are committed to the same ideals and traditions that served us and our customers so well nearly 90 years ago.
We believe that treating you honestly and fairly while making sure you have the right insurance to meet your needs is our primary mission. The same holds true whether you’re insuring your home or your commercial plumbing business.
If you’re in the plumbing business, then plumbing contractors insurance coverage is a necessity — not an option. One of the primary reasons this type of insurance is so important is to protect yourself, and your business, from liability claims made against you.
No matter how careful you are or how many policies you put into place in order to avoid mistakes – mistakes happen. In the plumbing business, small mistakes today can result in expensive problems down the line.
The problem is that you don’t have to have done anything wrong to find yourself facing a liability lawsuit as a plumber. The litigation cost alone is well worth the investment in a solid plumbing business insurance plan.
There is more than one type of liability your plumbing business may need protection from. Make sure your plumbing insurance liability coverage includes each of the following types of coverage at minimum.
While it is true that liability is one of the most important types of policies for plumbing business owners to have, it is certainly not the only type of insurance you need for your business.
In addition to the liability coverage, which is very important, you also need to consider protecting your tools, equipment, business property, and vehicles. These following types of insurance will help with that.
There may, in fact, be more insurance coverage needs that are unique to your business or the area in which you operate your business. That’s why it’s so important to work with independent insurance agencies, like Donnelly & Sproul to identify and meet coverage requirements that are unique to the plumbing business you operate.