Home Insurance Discounts For Whole House Generators

In an era where power outages are increasingly common due to extreme weather events, whole-house generators have become crucial to home safety. Not only do they provide a reliable power source during outages, but they can also lead to significant insurance discounts.

This article explores how homeowners can leverage the installation of whole-house generators to reduce their insurance costs.

What Is A Whole House Generator?

A whole house generator, as opposed to a portable generator, is a permanent fixture that automatically provides power to your home during an outage. These generators are typically powered by natural gas or propane and …

Why Are Insurance Premiums Skyrocketing?

Car insurance premiums are seeing a significant rise across the United States. This surge is not just due to the common misconception that sports cars, like the Corvette, are expensive to insure.

Instead, several factors are contributing to this trend:

1. Increased Accidents and Fatalities: Despite modern vehicles being safer, the number of fatalities has been growing, with almost 43,000 in both 2021 and 2022.
2. Car Values and Parts Prices: The pandemic-induced global supply chain issues have led to a rise in car values and parts prices. The introduction of new features and technology in cars has further escalated

New Jersey Insurance Company Launches Initiative to Insure Teachers

Donnelly & Sproul, Inc., one of New Jersey’s oldest insurance agencies, wants to make sure teachers in their community are taken care of.

GLEN ROCK, NJ (July 30, 2013) — Donnelly & Sproul, Inc. is pleased to announce their latest initiative to serve teachers by providing quality insurance coverage at the best prices. A full service insurance agency, Donnelly & Sproul has created several new initiatives to ensure that those who are taking an active role on the strength of our communities have a place to be served.

Company President Brian Kane stated, “New Jersey’s teachers are extremely important to …

Important Motorcycle Insurance Considerations

During the summer, Americans love to enjoy their motorcycles, particularly in northern climates that are not always conducive to riding your bike in the winter time. If you are thinking about buying a new motorcycle for the summer, there are some insurance considerations to be aware of:

The Age and Model of the Bike: Insurance carriers will likely consider how old the motorcycle is that you are purchasing and the manufacturer. A newer, flashier bike will likely cost more for insurance than an older model from a less known brand. The value of the bike is the major consideration here, …

How Does Drunk Driving Affect Your Insurance

…Brian Kane, an agent with Donnelly & Sproul Insurance in New Jersey, says the effect of a DWI can vary dramatically based on a driver’s background. Factors such as age, credit score and previous driving history sometimes carry as much weight as the DUI itself. Some drivers who are slapped with DUIs “get unlucky,” Kane says, “and may otherwise be a responsible person.” (Read the full article)…