The Benefits of Employee Wellness Plans at the Workplace

In recent years, companies throughout the country have embraced the idea of employee wellness. Clearly, healthier workers become happier and more productive workers, which is a win-win for everybody. Many businesses now offer a variety of incentives for their workers to become healthier.

They can range from discounts on health club memberships to subsidizing a higher amount of the monthly health care premiums to creating on-site workout facilities making them more accessible to the employee. For smaller businesses, building an on-site facility may be beyond what the budget allows. However, there is no reason not to consider offering some of …

Pet Insurance Needs for Your Shelter Cat

June is a beautiful month as we begin summer vacation, ball games, family outings, and celebrating Father’s Day. However, you may be surprised to know that June is also Adopt a Shelter Cat month. If you are an animal lover, this may be at the top of your list.

There is a good reason why adopting a needy cat is encouraged during June. June is breeding season in the feline world and the local shelters are usually full of cats in need of a good home. If you have been thinking of adding a pet to your family, this is …

Smart Ways to Save Money On Your Business Insurance Premiums

Commercial insurance aka business insurance is necessary for all of business entities. These policies provide coverage to the business owner for the unique exposures to which he and his business could be exposed. Insurance policies can be purchased to protect almost any type of business risk and help indemnify the owner against the risk.

Working with a trusted insurance agent is crucial for proper coverage and protection. Here are seven steps the business owner can take to save on business insurance premiums:

1. Talk with your insurance agent in New Jersey about “business specific” insurance coverage. Depending on the type of

The Benefits of Pet Insurance

For many Americans pets are more than just companions, they are valued members of the family. They are always there when we need them and they accompany us when go for a walk in the park or travel across the country. Nevertheless, taking care of pets is more than just feeding and in some cases clothing them; we also need to plan for their medical expenses. The cost of health care has increased not just for humans, but for animals as well.

In the last decade alone, veterinarian bills have nearly doubled. With the current economic circumstances, many today have …

Protecting Yourself from Identity Theft

As part of National Credit Education Month, we would like to look at one of the biggest threats (outside of our own behavior) to our credit rating: identity theft. By now you should be familiar with the basics of protecting your identity; shred personal documents before tossing them, keep different passwords for each website you use, and so on. However, as identity thieves increasingly become more sophisticated, the old advice is not enough anymore. That’s why the insurance industry has developed identity theft insurance.

Identity theft insurance is designed to cover all of the monetary losses that you or companies …