New Jersey Auto Insurance

Does the Batmobile Need Comprehensive Auto Insurance?

There have been many Batmobiles over the years — probably the most iconic roadster of all time (sorry, KITT) and every generation redefines it to their own understanding of “awesome”.  Nevertheless, it raises significant questions. What octane fuel does it take? What’s in those tires? Are they solid rubber?

You’ve probably at some point seen the incredible damage that the Batmobile either dishes out, takes, or both depending on the specific version you’re watching, and thought “Man…it’s a good thing he’s Bruce Wayne, because those premiums must beastronomical.”

As it turns out, one of the original Batmobiles —  auctioned at …

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Auto Insurance Basics All Individuals Should Know

Automobile insurance is required in most states and is a contract that “protects your financial security in case of an accident.” Purchasing an automobile insurance policy to protect yourself and your assets in the event of an accident is a practical matter for those wishing to avoid lawsuits or are faced with insurmountable repair bills.

The Insurance Information Institute explains that a basic auto insurance policy is comprised of six types of coverage. They are:
  1. Bodily injury liability
  2. Property damage liability
  3. Medical payments/Personal injury protection (PIP)
  4. Collision
  5. Comprehensive coverage
  6. Uninsured/Underinsured coverage (UM/UIM)
Spend time with your insurance agent to gain
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Special Considerations for Antique and Classic Car Insurance

New Jersey car insurance agent (and classic car buff) Brian Kane recently attended the Barrett Jackson Auto Auction in Scottsdale, Arizona. He did an ad hoc interview with Anthony Kirlew, of AKA Internet Marketing (also a car guy) discussing insurance requirements for antique and classic cars.

To expand on the interview, Kane says that when individuals are looking for insurance for a classic vehicle there are three things to consider:
  1. The actual cash value of the vehicle
  2. The stated value of the vehicle
  3. The agreed upon value for the insurance policy
Insurers of antique and classic vehicles should insure the
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How Auto Insurance Really Protects New Jersey Car Owners

When last did you sit down with your insurance agent to discuss the specific details of your auto insurance policy? Many people often shop based on price and don’t really consider the consequences of being under insured before it is too late.  If you are like most people, chances are you couldn’t even explain to your neighbor or coworker what levels of protection you have with your auto insurance.  Let me share with you why this is something you need to take a look at.

Property Damage – Let’s say that you have the New Jersey auto insurance state minimum …

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