The New Jersey Life Insurance Solution to Fit Every Budget

There is one statistic that everyone in New Jersey (and worldwide) knows; none of us will get out of this world alive. Human beings have a 100% chance of dying. Despite this knowledge, many people do nothing to prepare for this eventuality. This is mainly due to the belief that a New Jersey life insurance policy is just too expensive.

There is a solution that virtually anyone these days can afford; term life insurance. New Jersey residents may not be aware that in recent years, rates on term life policies have been dropping like a rock. The reason? People are living longer today than ever before. With continual advances in medical technology, life expectancy in the U.S. and worldwide is expected to increase for the foreseeable future.

This adds up to a New Jersey life insurance option that is within reach of almost anyone. For example, a 40 year old male in good health can get a term life insurance policy for $250,000 of coverage for around $15 a month. That’s about the cost of eating out for one! For around $25 to $30 a month, the coverage could be increased to $500,000. Of course, these are just sample rates and will vary based on each individual’s circumstance.

The question is, “can you afford to cut out a couple fast food meals each month to give your family the protection they need?” When you consider how inexpensive it is these days to buy term life insurance, New Jersey residents have every incentive to get their family protected. Remember, death is one eventuality that no one can avoid. The best you can do is make sure all your affairs are in order when the inevitable happens. For a FREE QUOTE, call the pros at Donnelly and Sproul Insurance today!